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BankSonar

Bedford Loan & Deposit Bank

Bedford, KY · State, non-member commercial bank

48

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$119.6M
Total deposits
$101.7M
Branches
3
Return on assets
0.77%
Return on equity
5.88%
Charter type
State, non-member commercial bank
Established
1891
FDIC cert #
11355

How the 48 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Bedford Loan & Deposit Bank

Bedford Loan & Deposit Bank is an FDIC-insured institution (Cert #11355). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

1010 New Moody Ln

Lagrange, KY 40031

973 Pendleton Rd

Pendleton, KY 40055

45 Highway 42 E

Bedford, KY 40006

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