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BankSonar

Cumberland Security Bank, Inc.

Somerset, KY · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$416.6M
Total deposits
$358.2M
Branches
4
Return on assets
3.89%
Return on equity
29.29%
Charter type
State, non-member commercial bank
Established
1909
FDIC cert #
11358

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Cumberland Security Bank, Inc.

Cumberland Security Bank, Inc. is an FDIC-insured institution (Cert #11358). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

15000 N Highway 1247

Eubank, KY 42567

3758 South Hgwy 27

Somerset, KY 42501

377 S Highway 27

Somerset, KY 42501

107 S Main St

Somerset, KY 42501

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