First State Bank of St. Charles, Missouri
St. Charles, MO · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $535.2M
- Total deposits
- $400.8M
- Branches
- 9
- Return on assets
- 1.67%
- Return on equity
- 10.91%
- Charter type
- State, non-member commercial bank
- Established
- 1867
- FDIC cert #
- 12219
How the 86 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First State Bank of St. Charles, Missouri
First State Bank of St. Charles, Missouri is an FDIC-insured institution (Cert #12219). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
9 branch locations
1501 S Old Highway 94
Saint Charles, MO 63303
300 Woodlawn Ave
O'Fallon, MO 63366
3461 Technology Dr
Lake Saint Louis, MO 63367
2850 W Clay St
Saint Charles, MO 63301
17050 Baxter Rd
Chesterfield, MO 63005
1639 Ne Douglas St
Lees Summit, MO 64086
6800 College Blvd
Leawood, KS 66211
6800 College Blvd
Leawood, KS 66211
206 N 5th St
St. Charles, MO 63301
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