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BankSonar

Bank of Richmondville

Cobleskill, NY · State, non-member commercial bank

46

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$192.9M
Total deposits
$173.9M
Branches
3
Return on assets
0.59%
Return on equity
5.93%
Charter type
State, non-member commercial bank
Established
1893
FDIC cert #
12956

How the 46 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Bank of Richmondville

Bank of Richmondville is an FDIC-insured institution (Cert #12956). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

857 E Main St

Cobleskill, NY 12043

428 Main St

Schoharie, NY 12157

857 E Main St

Cobleskill, NY 12043

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