Farmers & Merchants Bank of Central California
Lodi, CA · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $5.8B
- Total deposits
- $5.1B
- Branches
- 34
- Return on assets
- 1.74%
- Return on equity
- 15.04%
- Charter type
- State, non-member commercial bank
- Established
- 1916
- FDIC cert #
- 1331
How the 94 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at Farmers & Merchants Bank of Central California
Farmers & Merchants Bank of Central California is an FDIC-insured institution (Cert #1331). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
34 branch locations
611 N Main St
Manteca, CA 95336
121 S Center St
Turlock, CA 95380
1200 C St
Galt, CA 95632
18836 West Main Street
Linden, CA 95236
121 W Lodi Ave
Lodi, CA 95240
3001 Mchenry Ave
Modesto, CA 95350
1020 W Kettleman Ln
Lodi, CA 95240
8799 Elk Grove Blvd
Elk Grove, CA 95624
1521 N Carpenter Rd
Modesto, CA 95351
14211 River Rd
Walnut Grove, CA 95690
2401 Patterson Rd
Riverbank, CA 95367
611 N Main St
Manteca, CA 95336
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