The Upstate National Bank
Ogdensburg, NY · National commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $285.2M
- Total deposits
- $199.4M
- Branches
- 4
- Return on assets
- 0.06%
- Return on equity
- 0.58%
- Charter type
- National commercial bank
- Established
- 1922
- FDIC cert #
- 13748
How the 35 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at The Upstate National Bank
The Upstate National Bank is an FDIC-insured institution (Cert #13748). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
77 Main Street
Philadelphia, NY 13673
150 State St Fl 3
Rochester, NY 14614
1 W Main St
Rochester, NY 14614
729 Proctor Ave
Ogdensburg, NY 13669
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings rates