The Upstate National Bank
Ogdensburg, NY · National commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $294.8M
- Total deposits
- $208.8M
- Branches
- 4
- Return on assets
- 0.07%
- Return on equity
- 0.64%
- Charter type
- National commercial bank
- Established
- 1922
- FDIC cert #
- 13748
How the 55 breaks down
Well-capitalized by regulatory thresholds.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at The Upstate National Bank
The Upstate National Bank is an FDIC-insured institution (Cert #13748). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
77 Main Street
Philadelphia, NY 13673
150 State St Fl 3
Rochester, NY 14614
1 W Main St
Rochester, NY 14614
729 Proctor Ave
Ogdensburg, NY 13669
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