Farmers and Merchants Bank
Lafayette, AL · State, non-member commercial bank
Sonar Score
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out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $305.6M
- Total deposits
- $276.5M
- Branches
- 3
- Return on assets
- 1.07%
- Return on equity
- 15.72%
- Charter type
- State, non-member commercial bank
- Established
- 1934
- FDIC cert #
- 13887
How the 61 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Farmers and Merchants Bank
Farmers and Merchants Bank is an FDIC-insured institution (Cert #13887). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
2838 S Phillips Rd
Lanett, AL 36863
216 S Broadnax St
Dadeville, AL 36853
2 1st St Ne
Lafayette, AL 36862
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