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BankSonar

Bank Independent

Sheffield, AL · State member commercial bank

60

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$3B
Total deposits
$2.6B
Branches
34
Return on assets
0.93%
Return on equity
9.88%
Charter type
State member commercial bank
Established
1947
FDIC cert #
16604

How the 60 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Bank Independent

Bank Independent is an FDIC-insured institution (Cert #16604). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

34 branch locations

710 S Montgomery Ave

Sheffield, AL 35660

1425 Beltline Rd Sw

Decatur, AL 35601

210 S Pine St

Florence, AL 35630

902 Highway 31 Nw

Hartselle, AL 35640

101 S Clinton St

Athens, AL 35611

360 Alabama Street

Courtland, AL 35618

22899 Al Highway 24

Moulton, AL 35650

117 4th Ave Se

Red Bay, AL 35582

102 2nd Ave Se

Decatur, AL 35601

13566 Highway 43

Russellville, AL 35653

8720 Main St

Leighton, AL 35646

119 N Main St

Tuscumbia, AL 35674

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