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BankSonar

Oakworth Capital Bank

Birmingham, AL · State, non-member commercial bank

63

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$2B
Total deposits
$1.8B
Branches
4
Return on assets
1.09%
Return on equity
12.08%
Charter type
State, non-member commercial bank
Established
2008
FDIC cert #
58783

How the 63 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Oakworth Capital Bank

Oakworth Capital Bank is an FDIC-insured institution (Cert #58783). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

850 Shades Creek Pkwy

Birmingham, AL 35209

1 Saint Louis St

Mobile, AL 36602

5511 Virginia Way

Brentwood, TN 37027

6000 Fairview Road

Charlotte, NC 28210

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