The Citizens National Bank of Hammond
Hammond, NY · National commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $23.9M
- Total deposits
- $22M
- Branches
- 2
- Return on assets
- -1.84%
- Return on equity
- -23.22%
- Charter type
- National commercial bank
- Established
- 1913
- FDIC cert #
- 14820
How the 39 breaks down
Well-capitalized by regulatory thresholds.
Operating at a loss in the latest period.
Negative returns on equity this period.
Community-scale institution.
Your deposits at The Citizens National Bank of Hammond
The Citizens National Bank of Hammond is an FDIC-insured institution (Cert #14820). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
405 Main Street
Morristown, NY 13664
19 Main St
Hammond, NY 13646
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