United Citizens Bank & Trust Company
Campbellsburg, KY · State, non-member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $226.4M
- Total deposits
- $199.7M
- Branches
- 7
- Return on assets
- 0.93%
- Return on equity
- 10.22%
- Charter type
- State, non-member commercial bank
- Established
- 1872
- FDIC cert #
- 15249
How the 55 breaks down
Capital ratio not reported.
Modest but positive returns.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at United Citizens Bank & Trust Company
United Citizens Bank & Trust Company is an FDIC-insured institution (Cert #15249). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
7 branch locations
7962 Lagrange Road
Smithfield, KY 40068
503 Highland Ave
Carrollton, KY 41008
5364 S Main St
Eminence, KY 40019
4727 W Highway 146
Buckner, KY 40010
785 Highway 22 E
Owenton, KY 40359
25 S Main St
New Castle, KY 40050
8198 Main St
Campbellsburg, KY 40011
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