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BankSonar

Ulster Savings Bank

Kingston, NY · Insured depository institution

51

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.4B
Total deposits
$1.2B
Branches
15
Return on assets
0.59%
Return on equity
6.71%
Charter type
Insured depository institution
Established
1851
FDIC cert #
15970

How the 51 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Ulster Savings Bank

Ulster Savings Bank is an FDIC-insured institution (Cert #15970). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

15 branch locations

180 Schwenk Dr

Kingston, NY 12401

226 Main St

New Paltz, NY 12561

39 Burnett Blvd

Poughkeepsie, NY 12603

2680 South Rd

Poughkeepsie, NY 12601

280 Wall St

Kingston, NY 12401

1 Twin Maples Plaza, Route 9-W

Saugerties, NY 12477

3857 Main St

Stone Ridge, NY 12484

7296 S Broadway

Red Hook, NY 12571

1387 Route 9

Wappingers Falls, NY 12590

58 Main St Fl 1

Phoenicia, NY 12464

2201 Route 44 55

Gardiner, NY 12525

68 Mill Hill Rd

Woodstock, NY 12498

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