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BankSonar

The Citizens Bank

Enterprise, AL · State, non-member commercial bank

55

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$250.7M
Total deposits
$207.3M
Branches
2
Return on assets
0.92%
Return on equity
10.33%
Charter type
State, non-member commercial bank
Established
1946
FDIC cert #
16369

How the 55 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at The Citizens Bank

The Citizens Bank is an FDIC-insured institution (Cert #16369). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

301 S Edwards St

Enterprise, AL 36330

104 S Section St

Fairhope, AL 36532

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