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BankSonar

1st Financial Bank USA

Dakota Dunes, SD · State, non-member commercial bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$1.3B
Total deposits
$1B
Branches
2
Return on assets
1.05%
Return on equity
6.22%
Charter type
State, non-member commercial bank
Established
1910
FDIC cert #
1673

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at 1st Financial Bank USA

1st Financial Bank USA is an FDIC-insured institution (Cert #1673). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

331 Dakota Dunes Blvd

Dakota Dunes, SD 57049

424 Main Street

Dupree, SD 57623

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