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BankSonar

Franklin Bank & Trust Company

Franklin, KY · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$802.6M
Total deposits
$659.8M
Branches
5
Return on assets
1.60%
Return on equity
12.36%
Charter type
State, non-member commercial bank
Established
1958
FDIC cert #
17937

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Franklin Bank & Trust Company

Franklin Bank & Trust Company is an FDIC-insured institution (Cert #17937). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

317 N Main St

Franklin, KY 42134

903 S Main St

Franklin, KY 42134

661 Dishman Lane Ext

Bowling Green, KY 42104

2305 Gary Farms Blvd

Bowling Green, KY 42104

398 Lovers Ln

Bowling Green, KY 42103

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