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BankSonar

Phelps County Bank

Rolla, MO · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$616.7M
Total deposits
$558.7M
Branches
6
Return on assets
1.39%
Return on equity
17.68%
Charter type
State, non-member commercial bank
Established
1963
FDIC cert #
18841

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Phelps County Bank

Phelps County Bank is an FDIC-insured institution (Cert #18841). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

6 branch locations

718 N Pine St

Rolla, MO 65401

1201 E State Highway 72

Rolla, MO 65401

1346 N Bishop Ave

Rolla, MO 65401

334 E. Walnut Street

Springfield, MO 65806

1770 W. Sunset Street

Springfield, MO 65804

220 N Jefferson St

Saint James, MO 65559

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