Farmers and Merchants Bank
Upperco, MD · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $874.5M
- Total deposits
- $725.7M
- Branches
- 9
- Return on assets
- 0.97%
- Return on equity
- 10.84%
- Charter type
- State, non-member commercial bank
- Established
- 1919
- FDIC cert #
- 1895
How the 69 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Farmers and Merchants Bank
Farmers and Merchants Bank is an FDIC-insured institution (Cert #1895). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
9 branch locations
15226 Hanover Pike
Upperco, MD 21155
735 Hanover Pike
Hampstead, MD 21074
2320 Hanover Pike
Hampstead, MD 21074
25 Westminster Pike
Reisterstown, MD 21136
9320 Lakeside Blvd
Owings Mills, MD 21117
1321 Liberty Rd
Sykesville, MD 21784
275 Clifton Blvd
Westminster, MD 21157
205 Saint Mark Way
Westminster, MD 21158
22 West Pennsylvania Avenue
Towson, MD 21204
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