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BankSonar

Liberty Bank

Geraldine, AL · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$238.5M
Total deposits
$211M
Branches
7
Return on assets
1.62%
Return on equity
14.74%
Charter type
State, non-member commercial bank
Established
1971
FDIC cert #
20429

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Liberty Bank

Liberty Bank is an FDIC-insured institution (Cert #20429). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

40956 Alabama Highway 75

Geraldine, AL 35974

1660 Sardis Dr

Sardis City, AL 35956

15053 Alabama Highway 68

Crossville, AL 35962

5350 Alabama Highway 68

Collinsville, AL 35961

87615 Us Highway 278

Altoona, AL 35952

305 N Broad St

Albertville, AL 35950

1302 Gunter Ave

Guntersville, AL 35976

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