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BankSonar

FirstState Bank

Lineville, AL · State, non-member commercial bank

54

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$348.3M
Total deposits
$323.9M
Branches
3
Return on assets
0.78%
Return on equity
11.80%
Charter type
State, non-member commercial bank
Established
1971
FDIC cert #
20468

How the 54 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at FirstState Bank

FirstState Bank is an FDIC-insured institution (Cert #20468). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

88730 Highway 9

Lineville, AL 36266

40655 Highway 77

Ashland, AL 36251

120 Main Street North

Wedowee, AL 36278

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