Citizens Guaranty Bank
Richmond, KY · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $303.6M
- Total deposits
- $260.7M
- Branches
- 6
- Return on assets
- 1.51%
- Return on equity
- 17.69%
- Charter type
- State, non-member commercial bank
- Established
- 1972
- FDIC cert #
- 20872
How the 74 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Citizens Guaranty Bank
Citizens Guaranty Bank is an FDIC-insured institution (Cert #20872). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
457 E Main St
Richmond, KY 40475
1282 Richmond Rd
Irvine, KY 40336
25 River Dr
Irvine, KY 40336
2066 Merchant Dr
Richmond, KY 40475
214 Richmond Rd N
Berea, KY 40403
488 S Main St
Stanton, KY 40380
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