Citizens Guaranty Bank
Richmond, KY · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $299.2M
- Total deposits
- $263.3M
- Branches
- 6
- Return on assets
- 1.75%
- Return on equity
- 20.47%
- Charter type
- State, non-member commercial bank
- Established
- 1972
- FDIC cert #
- 20872
How the 67 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Citizens Guaranty Bank
Citizens Guaranty Bank is an FDIC-insured institution (Cert #20872). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
6 branch locations
457 E Main St
Richmond, KY 40475
1282 Richmond Rd
Irvine, KY 40336
25 River Dr
Irvine, KY 40336
2066 Merchant Dr
Richmond, KY 40475
214 Richmond Rd N
Berea, KY 40403
488 S Main St
Stanton, KY 40380
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings rates