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BankSonar

Bank of the Bluegrass and Trust Company

Lexington, KY · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$415.2M
Total deposits
$350.1M
Branches
5
Return on assets
1.31%
Return on equity
14.86%
Charter type
State, non-member commercial bank
Established
1972
FDIC cert #
21161

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Bank of the Bluegrass and Trust Company

Bank of the Bluegrass and Trust Company is an FDIC-insured institution (Cert #21161). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

101 E High St

Lexington, KY 40507

215 Southland Dr

Lexington, KY 40503

101 E High St

Lexington, KY 40507

361 Romany Rd

Lexington, KY 40502

3948 Fountainblue Ln

Lexington, KY 40513

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