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BankSonar

Bank of the Mountains, Inc.

West Liberty, KY · State, non-member commercial bank

40

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$100.3M
Total deposits
$88.5M
Branches
3
Return on assets
0.40%
Return on equity
4.26%
Charter type
State, non-member commercial bank
Established
1973
FDIC cert #
21219

How the 40 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Bank of the Mountains, Inc.

Bank of the Mountains, Inc. is an FDIC-insured institution (Cert #21219). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

3 branch locations

204 Court St

West Liberty, KY 41472

38 Meeting House Br

Ezel, KY 41425

1645 W Main St

Index, KY 41472

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