Monterey County Bank
Monterey, CA · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $300.4M
- Total deposits
- $232.6M
- Branches
- 4
- Return on assets
- -0.96%
- Return on equity
- -8.59%
- Charter type
- State, non-member commercial bank
- Established
- 1977
- FDIC cert #
- 22460
How the 14 breaks down
Adequately capitalized.
Operating at a loss in the latest period.
Negative returns on equity this period.
Community-scale institution.
Your deposits at Monterey County Bank
Monterey County Bank is an FDIC-insured institution (Cert #22460). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
601 Munras Ave
Monterey, CA 93940
3785 Via Nona Marie
Carmel Rancho, CA 93923
542 Lighthouse Ave
Pacific Grove, CA 93950
1127 S Main St
Salinas, CA 93901
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings ratesOther banks in California
City National Bank
Los Angeles, CA
East West Bank
Pasadena, CA
Banc of California
Los Angeles, CA
Axos Bank
San Diego, CA
Cathay Bank
Los Angeles, CA
Mechanics Bank
Walnut Creek, CA