Monterey County Bank
Monterey, CA · State, non-member commercial bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $297.8M
- Total deposits
- $219.2M
- Branches
- 4
- Return on assets
- 0.05%
- Return on equity
- 0.42%
- Charter type
- State, non-member commercial bank
- Established
- 1977
- FDIC cert #
- 22460
How the 35 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Monterey County Bank
Monterey County Bank is an FDIC-insured institution (Cert #22460). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
601 Munras Ave
Monterey, CA 93940
3785 Via Nona Marie
Carmel Rancho, CA 93923
542 Lighthouse Ave
Pacific Grove, CA 93950
1127 S Main St
Salinas, CA 93901
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