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BankSonar

Citizens Bank

Butler, MO · State, non-member commercial bank

66

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$194.5M
Total deposits
$178.9M
Branches
10
Return on assets
2.34%
Return on equity
29.25%
Charter type
State, non-member commercial bank
Established
1926
FDIC cert #
22601

How the 66 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank

Citizens Bank is an FDIC-insured institution (Cert #22601). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

10 branch locations

121 S Main St

Liberal, MO 64762

2nd & Main Street

Hume, MO 64752

601 Main St

Mindenmines, MO 64769

19 S Orange St

Butler, MO 64730

Fifth & Osage Avenue

Rockville, MO 64780

306 E Main St

Cleveland, MO 64734

105 S Old Highway 71

Adrian, MO 64720

218 S 2nd St

Drexel, MO 64742

2205 S Main St

Fort Scott, KS 66701

606 E Walnut St

Rich Hill, MO 64779

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