First Citizens Bank
Luverne, AL · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $402.6M
- Total deposits
- $344.1M
- Branches
- 5
- Return on assets
- 2.01%
- Return on equity
- 16.09%
- Charter type
- State, non-member commercial bank
- Established
- 1980
- FDIC cert #
- 23152
How the 88 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First Citizens Bank
First Citizens Bank is an FDIC-insured institution (Cert #23152). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
5 branch locations
100 W 3rd St
Luverne, AL 36049
40 Lafayette St
Hayneville, AL 36040
17823 Montgomery Hwy
Highland Home, AL 36041
475 Greenville Byp
Greenville, AL 36037
115 Old Fort Rd W
Fort Deposit, AL 36032
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