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BankSonar

First State Bank of DeKalb County

Fort Payne, AL · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$352.9M
Total deposits
$299.3M
Branches
5
Return on assets
2.27%
Return on equity
17.49%
Charter type
State, non-member commercial bank
Established
1982
FDIC cert #
23815

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First State Bank of DeKalb County

First State Bank of DeKalb County is an FDIC-insured institution (Cert #23815). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

2407 Gault Ave N

Fort Payne, AL 35967

246 Main St

Rainsville, AL 35986

500 Gault Ave S

Fort Payne, AL 35967

17583 Alabama Highway 75

Henagar, AL 35978

4770 Main St

Grant, AL 35747

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