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BankSonar

Metropolitan Bank

Oakland, CA · State, non-member commercial bank

46

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$231.8M
Total deposits
$196.2M
Branches
4
Return on assets
0.60%
Return on equity
4.65%
Charter type
State, non-member commercial bank
Established
1983
FDIC cert #
25869

How the 46 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Metropolitan Bank

Metropolitan Bank is an FDIC-insured institution (Cert #25869). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1816 Tully Road, No. 192

San Jose, CA 95122

381 8th St

Oakland, CA 94607

250 E 18th St

Oakland, CA 94606

1355 Stockton St

San Francisco, CA 94133

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