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BankSonar

Citizens Bank

Mount Vernon, KY · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$253.3M
Total deposits
$220.4M
Branches
5
Return on assets
1.55%
Return on equity
19.78%
Charter type
State, non-member commercial bank
Established
1904
FDIC cert #
262

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Citizens Bank

Citizens Bank is an FDIC-insured institution (Cert #262). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

166 Highway 421 N

Mc Kee, KY 40447

53 S Main St

Brodhead, KY 40409

411 Dysart Way

Mount Vernon, KY 40456

1850 S Highway 27

Somerset, KY 42501

856 Ridgewood Drive Suite A

Berea, KY 40403

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