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BankSonar

Balboa Thrift and Loan Association

Chula Vista, CA · State, non-member commercial bank

23

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$408M
Total deposits
$361.2M
Branches
4
Return on assets
-0.60%
Return on equity
-5.47%
Charter type
State, non-member commercial bank
Established
1980
FDIC cert #
26704

How the 23 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Operating at a loss in the latest period.

Return on equityweight 15%

Negative returns on equity this period.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Balboa Thrift and Loan Association

Balboa Thrift and Loan Association is an FDIC-insured institution (Cert #26704). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

269 W Bonita Ave

Claremont, CA 91711

865 Amena Ct

Chula Vista, CA 91910

79440 Corporate Center Dr

La Quinta, CA 92253

7060 N Marks Ave

Fresno, CA 93711

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