The Citizens National Bank of Somerset
Somerset, KY · National commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $706.5M
- Total deposits
- $565.1M
- Branches
- 12
- Return on assets
- 1.65%
- Return on equity
- 28.56%
- Charter type
- National commercial bank
- Established
- 1919
- FDIC cert #
- 2725
How the 69 breaks down
Capital ratio not reported.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at The Citizens National Bank of Somerset
The Citizens National Bank of Somerset is an FDIC-insured institution (Cert #2725). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
12 branch locations
44 Public Sq
Somerset, KY 42501
293 N Highway 27
Somerset, KY 42503
6385 S Highway 27
Somerset, KY 42501
800 S Highway 27
Somerset, KY 42501
107 E Mount Vernon St
Somerset, KY 42501
4145 S Highway 27
Somerset, KY 42501
9140 W Highway 80
Nancy, KY 42544
105 W Highway 635
Science Hill, KY 42553
290 Cumberland Xing
Monticello, KY 42633
601 Keene Centre Dr
Nicholasville, KY 40356
94 Lakeway Dr
Russell Springs, KY 42642
2008 Merchant Dr
Richmond, KY 40475
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