First & Farmers National Bank, Inc.
Somerset, KY · National commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $714.2M
- Total deposits
- $630.7M
- Branches
- 11
- Return on assets
- 1.50%
- Return on equity
- 13.44%
- Charter type
- National commercial bank
- Established
- 1903
- FDIC cert #
- 2738
How the 88 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at First & Farmers National Bank, Inc.
First & Farmers National Bank, Inc. is an FDIC-insured institution (Cert #2738). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
11 branch locations
2020 S Highway 27
Somerset, KY 42501
14 French Avenue
Burnside, KY 42519
100 Turner St
Somerset, KY 42503
9260 W Highway 80
Nancy, KY 42544
701 Wright Dr
Columbia, KY 42728
101 Plaza Dr
Albany, KY 42602
129 N Main St
Burkesville, KY 42717
114 Will Walker Rd
Columbia, KY 42728
527 N Main St
Somerset, KY 42501
200 S Washington St
Albany, KY 42602
2198 Lakeway Drive
Russell Springs, KY 42642
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