First Metro Bank
Muscle Shoals, AL · State, non-member commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1B
- Total deposits
- $893.7M
- Branches
- 11
- Return on assets
- 1.62%
- Return on equity
- 14.77%
- Charter type
- State, non-member commercial bank
- Established
- 1988
- FDIC cert #
- 27381
How the 85 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at First Metro Bank
First Metro Bank is an FDIC-insured institution (Cert #27381). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
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