Skip to content
BankSonar

First Metro Bank

Muscle Shoals, AL · State, non-member commercial bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

Visit bank website ↗

Key figures

Total assets
$1B
Total deposits
$895M
Branches
11
Return on assets
1.57%
Return on equity
14.50%
Charter type
State, non-member commercial bank
Established
1988
FDIC cert #
27381

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at First Metro Bank

First Metro Bank is an FDIC-insured institution (Cert #27381). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

301 N Main St

Tuscumbia, AL 35674

15315 Highway 43

Russellville, AL 35653

325 S Pine St

Florence, AL 35630

2708 Hough Rd

Florence, AL 35630

11277 Highway 101

Lexington, AL 35648

406 Avalon Ave

Muscle Shoals, AL 35661

7400 Highway 43

Florence, AL 35634

3121 Cloverdale Rd

Florence, AL 35633

309 W Washington St

Athens, AL 35611

2402 Avalon Ave

Muscle Shoals, AL 35661

22026 Gateway Boulevard

Athens, AL 35613

Sponsored · we may earn a commission

Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

Compare savings rates

Other banks in Alabama

All Alabama banks →