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BankSonar

Morgantown Bank & Trust Company, Incorporated

Morgantown, KY · State, non-member commercial bank

54

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$435M
Total deposits
$382M
Branches
8
Return on assets
0.78%
Return on equity
10.19%
Charter type
State, non-member commercial bank
Established
1880
FDIC cert #
275

How the 54 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Morgantown Bank & Trust Company, Incorporated

Morgantown Bank & Trust Company, Incorporated is an FDIC-insured institution (Cert #275). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

8 branch locations

71 Veterans Way

Morgantown, KY 42261

202 N Main St

Morgantown, KY 42261

1848 Morgantown Rd

Bowling Green, KY 42101

1945 Scottsville Rd

Bowling Green, KY 42104

208 N Main St

Morgantown, KY 42261

3102 West End Ave

Nashville, TN 37203

8051 Nashville Road

Bowling Green, KY 42101

1150 North Main Street

Beaver Dam, KY 42320

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