Citizens Federal Savings and Loan Association
Covington, KY · Savings bank
Sonar Score
Caution
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $40.6M
- Total deposits
- $26.8M
- Branches
- 1
- Return on assets
- 0.21%
- Return on equity
- 0.74%
- Charter type
- Savings bank
- Established
- 1886
- FDIC cert #
- 27841
How the 35 breaks down
Capital ratio not reported.
Thin profitability.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association is an FDIC-insured institution (Cert #27841). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
1 branch locations
433 Madison Ave
Covington, KY 41011
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