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BankSonar

First Southern State Bank

Stevenson, AL · State, non-member commercial bank

68

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$884.2M
Total deposits
$799.6M
Branches
11
Return on assets
1.41%
Return on equity
16.01%
Charter type
State, non-member commercial bank
Established
1910
FDIC cert #
2829

How the 68 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First Southern State Bank

First Southern State Bank is an FDIC-insured institution (Cert #2829). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

403 Main St W

Rainsville, AL 35986

1820 Glenn Blvd Sw

Fort Payne, AL 35968

80 Bank St

Stevenson, AL 35772

30158 Alabama 71

Bryant, AL 35958

20 Micah Way

Scottsboro, AL 35769

200 Industrial Blvd

Leesburg, AL 35983

407 N Broad St

Albertville, AL 35950

8331 Alabama Highway 227 N

Crossville, AL 35962

2128 Gault Ave N

Fort Payne, AL 35967

201 W Main St

Centre, AL 35960

507 S Broad St

Scottsboro, AL 35768

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