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BankSonar

Carthage Savings and Loan, National Association

Carthage, NY · National commercial bank

51

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$308.1M
Total deposits
$254.6M
Branches
4
Return on assets
0.84%
Return on equity
5.62%
Charter type
National commercial bank
Established
1888
FDIC cert #
28942

How the 51 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Carthage Savings and Loan, National Association

Carthage Savings and Loan, National Association is an FDIC-insured institution (Cert #28942). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

313 State St

Carthage, NY 13619

146 Arsenal St

Watertown, NY 13601

325 State St

Clayton, NY 13624

9756 Main St

Croghan, NY 13327

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Earning enough on your savings?

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