The Monticello Banking Company
Monticello, KY · State member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.1B
- Total deposits
- $949.4M
- Branches
- 21
- Return on assets
- 0.95%
- Return on equity
- 11.02%
- Charter type
- State member commercial bank
- Established
- 1895
- FDIC cert #
- 292
How the 59 breaks down
Capital ratio not reported.
Modest but positive returns.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at The Monticello Banking Company
The Monticello Banking Company is an FDIC-insured institution (Cert #292). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
21 branch locations
310 N Cross St
Albany, KY 42602
1450 N Main St
Monticello, KY 42633
95 N Main St
Monticello, KY 42633
475 E Highway 80
Somerset, KY 42501
181 Finance St
Harlan, KY 40831
102 E Mound St
Harlan, KY 40831
50 N Main St
Monticello, KY 42633
1050 Wilkinson Trace
Bowling Green, KY 42103
28 Barnes Dr
Monticello, KY 42633
2449 S Highway 127
Russell Springs, KY 42642
3653 S Highway 27
Somerset, KY 42501
611 N Wallace Wilkinson Blvd
Liberty, KY 42539
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