The Monticello Banking Company
Monticello, KY · State member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $1.1B
- Total deposits
- $924.3M
- Branches
- 21
- Return on assets
- 0.97%
- Return on equity
- 11.18%
- Charter type
- State member commercial bank
- Established
- 1895
- FDIC cert #
- 292
How the 60 breaks down
Well-capitalized by regulatory thresholds.
Modest but positive returns.
Efficient use of shareholder capital.
Mid-size institution.
Your deposits at The Monticello Banking Company
The Monticello Banking Company is an FDIC-insured institution (Cert #292). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
21 branch locations
310 N Cross St
Albany, KY 42602
1450 N Main St
Monticello, KY 42633
95 N Main St
Monticello, KY 42633
475 E Highway 80
Somerset, KY 42501
181 Finance St
Harlan, KY 40831
102 E Mound St
Harlan, KY 40831
50 N Main St
Monticello, KY 42633
1050 Wilkinson Trace
Bowling Green, KY 42103
28 Barnes Dr
Monticello, KY 42633
2449 S Highway 127
Russell Springs, KY 42642
3653 S Highway 27
Somerset, KY 42501
611 N Wallace Wilkinson Blvd
Liberty, KY 42539
Sponsored · we may earn a commission
Earning enough on your savings?
Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.
Compare savings ratesOther banks in Kentucky
Stock Yards Bank & Trust Company
Louisville, KY
Republic Bank & Trust Company
Louisville, KY
Community Trust Bank, Inc.
Pikeville, KY
Central Bank & Trust Co.
Lexington, KY
Independence Bank of Kentucky
Owensboro, KY
Traditional Bank, Inc.
Mount Sterling, KY