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BankSonar

Cullman Savings Bank

Cullman, AL · Savings bank

47

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$459.6M
Total deposits
$313.2M
Branches
5
Return on assets
0.63%
Return on equity
3.44%
Charter type
Savings bank
Established
1937
FDIC cert #
30167

How the 47 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Cullman Savings Bank

Cullman Savings Bank is an FDIC-insured institution (Cert #30167). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

101 Main Street Sw

Hanceville, AL 35077

3201 Alabama Highway 157

Cullman, AL 35058

316 2nd Ave Sw

Cullman, AL 35055

1652 2nd Ave Sw

Cullman, AL 35055

515 4th Street Sw

Cullman, AL 35055

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