United Cumberland Bank
Whitley City, KY · State, non-member commercial bank
Sonar Score
Stable
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $460.2M
- Total deposits
- $399.3M
- Branches
- 7
- Return on assets
- 1.93%
- Return on equity
- 17.69%
- Charter type
- State, non-member commercial bank
- Established
- 1906
- FDIC cert #
- 303
How the 76 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at United Cumberland Bank
United Cumberland Bank is an FDIC-insured institution (Cert #303). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
7 branch locations
3995 S Highway 27
Pine Knot, KY 42635
1385 North Highway 27
Whitley City, KY 42653
567 Howard H. Baker Highway
Huntsville, TN 37756
47 S Main St
Whitley City, KY 42653
106 Municipal Dr
Oneida, TN 37841
2828 Appalachian Hwy
Jacksboro, TN 37757
2568 S Highway 27
Somerset, KY 42501
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