Massena Savings and Loan
Massena, NY · Savings bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $200.6M
- Total deposits
- $149.5M
- Branches
- 2
- Return on assets
- 0.99%
- Return on equity
- 6.72%
- Charter type
- Savings bank
- Established
- 1924
- FDIC cert #
- 30429
How the 53 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at Massena Savings and Loan
Massena Savings and Loan is an FDIC-insured institution (Cert #30429). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
255 Main St
Massena, NY 13662
155 Lincoln Ave
Waddington, NY 13694
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