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BankSonar

Lake Shore Bank

Dunkirk, NY · State, non-member commercial bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$721.5M
Total deposits
$587.5M
Branches
11
Return on assets
1.07%
Return on equity
6.59%
Charter type
State, non-member commercial bank
Established
1891
FDIC cert #
30530

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Lake Shore Bank

Lake Shore Bank is an FDIC-insured institution (Cert #30530). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

11 branch locations

30 E Main St

Fredonia, NY 14063

1 S Green Ave

Jamestown, NY 14701

106 E Main St

Westfield, NY 14787

3111 Union Rd

Orchard Park, NY 14127

5751 Transit Rd

East Amherst, NY 14051

128 E 4th St

Dunkirk, NY 14048

59 Main St

Hamburg, NY 14075

3438 Delaware Ave

Buffalo, NY 14217

570 Dick Rd

Depew, NY 14043

4950 Main St

Buffalo, NY 14226

128 E 4th St

Dunkirk, NY 14048

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