F&M Bank and Trust Company
Hannibal, MO · State member commercial bank
Sonar Score
Watch
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $182.4M
- Total deposits
- $164.3M
- Branches
- 3
- Return on assets
- 0.90%
- Return on equity
- 9.83%
- Charter type
- State member commercial bank
- Established
- 1886
- FDIC cert #
- 30595
How the 53 breaks down
Capital ratio not reported.
Modest but positive returns.
Positive but moderate equity returns.
Community-scale institution.
Your deposits at F&M Bank and Trust Company
F&M Bank and Trust Company is an FDIC-insured institution (Cert #30595). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
3 branch locations
4801 Mcmasters Ave
Hannibal, MO 63401
902 Highway 24 And 36 E
Monroe City, MO 63456
505 Broadway
Hannibal, MO 63401
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