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BankSonar

Gouverneur Savings and Loan Association

Gouverneur, NY · Insured depository institution

45

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$198.5M
Total deposits
$161.5M
Branches
4
Return on assets
0.61%
Return on equity
3.85%
Charter type
Insured depository institution
Established
1892
FDIC cert #
30976

How the 45 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Gouverneur Savings and Loan Association

Gouverneur Savings and Loan Association is an FDIC-insured institution (Cert #30976). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

12084 State Route 12e

Chaumont, NY 13622

42 Church St

Gouverneur, NY 13642

15 Nys Route 12

Alexandria Bay, NY 13607

154 E Broadway St

Cape Vincent, NY 13618

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