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BankSonar

USAA Federal Savings Bank

Phoenix, AZ · Savings bank

70

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$109.7B
Total deposits
$94.9B
Branches
2
Return on assets
0.82%
Return on equity
16.55%
Charter type
Savings bank
Established
1983
FDIC cert #
32188

How the 70 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Large, diversified balance sheet.

Read the full Sonar Score methodology →

Your deposits at USAA Federal Savings Bank

USAA Federal Savings Bank is an FDIC-insured institution (Cert #32188). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

1 Norterra Dr

Phoenix, AZ 85085

10750 Mcdermott Fwy

San Antonio, TX 78288

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Earning enough on your savings?

Many big-bank savings accounts pay near 0%. Compare today's top high-yield savings and CD rates from FDIC-insured banks before you decide where to keep your cash.

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