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BankSonar

Goldwater Bank, N.A.

Phoenix, AZ · National commercial bank

40

Sonar Score

Caution

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$525.1M
Total deposits
$384.8M
Branches
2
Return on assets
0.25%
Return on equity
2.25%
Charter type
National commercial bank
Established
2007
FDIC cert #
58405

How the 40 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Thin profitability.

Return on equityweight 15%

Positive but moderate equity returns.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Goldwater Bank, N.A.

Goldwater Bank, N.A. is an FDIC-insured institution (Cert #58405). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

2 branch locations

2525 E Camelback Rd

Phoenix, AZ 85016

10 Acoma Blvd S

Lake Havasu City, AZ 86403

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