Happen Bank, National Association
Lehi, UT · National commercial bank
Sonar Score
Strong
out of 100 · from public FDIC data
Reported June 30, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $12.5B
- Total deposits
- $10.9B
- Branches
- 2
- Return on assets
- 1.82%
- Return on equity
- 15.94%
- Charter type
- National commercial bank
- Established
- 1987
- FDIC cert #
- 32551
How the 95 breaks down
Well-capitalized by regulatory thresholds.
Strong returns on its asset base.
Efficient use of shareholder capital.
Large, diversified balance sheet.
Your deposits at Happen Bank, National Association
Happen Bank, National Association is an FDIC-insured institution (Cert #32551). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
2 branch locations
2701 N Thanksgiving Way
Lehi, UT 84043
88 Kearny St
San Francisco, CA 94108
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