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BankSonar

Heritage Bank, Inc.

Burlington, KY · State, non-member commercial bank

64

Sonar Score

Watch

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$2B
Total deposits
$1.8B
Branches
19
Return on assets
1.00%
Return on equity
15.11%
Charter type
State, non-member commercial bank
Established
1990
FDIC cert #
33119

How the 64 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Mid-size institution.

Read the full Sonar Score methodology →

Your deposits at Heritage Bank, Inc.

Heritage Bank, Inc. is an FDIC-insured institution (Cert #33119). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

19 branch locations

10499 Us Highway 27 N

Butler, KY 41006

2040 Declaration Dr

Independence, KY 41051

1057 Ridgeway Ave

Falmouth, KY 41040

7434 Us Highway 42

Florence, KY 41042

8751 Us Highway 42

Union, KY 41091

456 Commonwealth Ave

Erlanger, KY 41018

1911 Dixie Hwy

Fort Wright, KY 41011

2101 Medical Arts Dr

Hebron, KY 41048

4929 Alexandria Pike

Cold Spring, KY 41076

350 Buttermilk Pike

Fort Mitchell, KY 41017

1818 Florence Pike

Burlington, KY 41005

235 Mary Grubbs Hwy

Walton, KY 41094

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