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BankSonar

People's Bank of Seneca

Seneca, MO · State, non-member commercial bank

65

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$497.4M
Total deposits
$433.7M
Branches
5
Return on assets
1.33%
Return on equity
13.83%
Charter type
State, non-member commercial bank
Established
1996
FDIC cert #
34146

How the 65 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at People's Bank of Seneca

People's Bank of Seneca is an FDIC-insured institution (Cert #34146). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

5 branch locations

5034 Highway 43

Joplin, MO 64804

1615 Cherokee Ave

Seneca, MO 64865

1731 E 20th St

Joplin, MO 64804

2116 S Maiden Ln

Joplin, MO 64804

2401 Lusk Dr

Neosho, MO 64850

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