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BankSonar

First United Bank and Trust Company

Madisonville, KY · State, non-member commercial bank

67

Sonar Score

Stable

out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$605.6M
Total deposits
$540.6M
Branches
7
Return on assets
1.39%
Return on equity
23.98%
Charter type
State, non-member commercial bank
Established
1996
FDIC cert #
34150

How the 67 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Strong returns on its asset base.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at First United Bank and Trust Company

First United Bank and Trust Company is an FDIC-insured institution (Cert #34150). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

7 branch locations

1080 N Main St

Madisonville, KY 42431

101 E Main St

Earlington, KY 42410

162 N Main St

Madisonville, KY 42431

1500 Bill Monroe Memorial Boulevard

Beaver Dam, KY 42320

305 N Main St

Marion, KY 42064

3012 W Parrish Ave

Owensboro, KY 42301

2800 Frederica St

Owensboro, KY 42301

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