Phenix-Girard Bank
Phenix City, AL · State, non-member commercial bank
Sonar Score
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out of 100 · from public FDIC data
Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.
Key figures
- Total assets
- $343.8M
- Total deposits
- $327.4M
- Branches
- 4
- Return on assets
- 0.80%
- Return on equity
- 35.46%
- Charter type
- State, non-member commercial bank
- Established
- 1904
- FDIC cert #
- 41
How the 57 breaks down
Capital ratio not reported.
Modest but positive returns.
Efficient use of shareholder capital.
Community-scale institution.
Your deposits at Phenix-Girard Bank
Phenix-Girard Bank is an FDIC-insured institution (Cert #41). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →
4 branch locations
1803 Stadium Dr
Phenix City, AL 36867
3650 Us 280
Phenix City, AL 36867
801 13th St
Phenix City, AL 36867
2481 Panther Pkwy
Smiths, AL 36877
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