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BankSonar

Phenix-Girard Bank

Phenix City, AL · State, non-member commercial bank

57

Sonar Score

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out of 100 · from public FDIC data

Reported March 31, 2026. The Sonar Score is an informational signal from public FDIC data — not a rating or financial advice.

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Key figures

Total assets
$343.8M
Total deposits
$327.4M
Branches
4
Return on assets
0.80%
Return on equity
35.46%
Charter type
State, non-member commercial bank
Established
1904
FDIC cert #
41

How the 57 breaks down

Capital adequacyweight 40%

Capital ratio not reported.

Profitability (ROA)weight 30%

Modest but positive returns.

Return on equityweight 15%

Efficient use of shareholder capital.

Scale & stabilityweight 15%

Community-scale institution.

Read the full Sonar Score methodology →

Your deposits at Phenix-Girard Bank

Phenix-Girard Bank is an FDIC-insured institution (Cert #41). Deposits are insured up to $250,000 per depositor, per ownership category, by the full faith and credit of the US government. Learn how to maximize your coverage →

4 branch locations

1803 Stadium Dr

Phenix City, AL 36867

3650 Us 280

Phenix City, AL 36867

801 13th St

Phenix City, AL 36867

2481 Panther Pkwy

Smiths, AL 36877

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